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1、Which of the following is not a macroeconomic goal?

A、economic growth
B、social security
C、low inflation
D、full employment

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2、__________ is responsible for making and implementing a country’s monetary policy.

A、ministry of finance
B、central government
C、the banking industry
D、central bank

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3、__________ is responsible for making a country’s fiscal policy?

A、central bank
B、ministry of finance
C、local governments
D、tax authority

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4、Which of the following words means similar to “rise”?

A、plunge
B、ebb
C、wane
D、soar

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5、Which of the following words means similar to “decline”?

A、collapse
B、surge
C、pickup
D、recover

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6、Which of the following statements about Alan Greenspan is correct?

A、He managed monetary policy according to classic economic theory.
B、He is not dogmatic at all.
C、He believes a central banker should burst a bubble by raising interest.
D、He is a great central banker and he has never made big mistakes.

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7、The mopping-up strategy is __________ .

A、a strategy that cares about trade deficit
B、a strategy that deals with financial crisis
C、a monetary policy strategy to deal with consequences
D、a fiscal policy strategy to address welfare problems

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8、What is irrational exuberance?

A、bubble
B、extravagant expenditure
C、wrong investment
D、extra cost

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9、State governments in the USA are __________ .

A、unable to issue bonds
B、responsible for federal deficit
C、possible to go bankrupt
D、unable to levy tax

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10、when oil price goes up, British Airways’ stock will

A、rise
B、fall
C、not change
D、be hard to say

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11、An account that two or more people hold is a _____ .

A、joint account
B、term-deposit account
C、savings account
D、checking account

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12、In order to withdraw money the bank requires your _____ .

A、depositor
B、interest
C、signature
D、principal

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13、The bank records all transactions of an account in the customers’ _____ .

A、withdrawal slip
B、assets
C、passbook
D、checkbook

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14、Many banks work with so many different customers and accounts that they need _____ to record all transactions.

A、deposit slips
B、computers
C、parties
D、checks

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15、You have to _____ your check in order to cash it.

A、withdraw
B、endorse
C、accommodate
D、compute

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16、The bank charges a _____ to cover the cost of bookkeeping.

A、payee
B、transaction
C、fee
D、commission

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17、I wrote a check for more money than I have in my account. I’m afraid I’m _____ .

A、overdrawn
B、insufficient funds
C、minimum balance
D、liquid

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18、The monthly statement gives you a record of all the _____ of your checking account.

A、demand deposits
B、cancelled checks
C、transactions
D、credit history

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19、A check that can be signed over to a third party is _____ .

A、subtracted
B、negotiable
C、overdrawn
D、flexible

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20、“You are allowed to write up to ten checks without a service charge.”“That’s all? You mean ten checks is the _____?”

A、balance
B、maximum
C、minimum
D、interest

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21、If you need money I can _____ you some.

A、pay back
B、borrow
C、lend
D、disperse

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22、When my friend needed a loan he offered the bank his house as _____.

A、debt
B、term
C、collateral
D、mortgage

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23、James has not paid back two loans. He must have a terrible _____ .

A、credit rating
B、charge card
C、principal
D、interest

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24、If you _____ your car loan, the bank will take possession of your car.

A、pay off
B、default on
C、compute
D、finance

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25、In order to calculate the monthly payments on your loan, the bank adds the interest to the _____ and divides the total by the number of months.

A、tenure
B、principal
C、charge account
D、duration

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商务英语听说