1、（0-10秒）According to the speaker, under what kind of conditions one can consider to live independently by oneself?
A、You are feeling more pressure about your job
B、You’ve got too many brothers and sisters
C、You economy is better
D、You live in your parent’s sitting room
2、(10-27秒）What is the real situation about renting or buying a house in the United States?
A、In most cases, renting a hosue is 54% more affordable than renting a house
B、In most cases, finding the right location can help one to buy an affordable house
C、In most cases, buying a house is 54% more affordable than renting a house
D、In mo
3、(28-41秒）If on want to rent a house, one should
A、Search in the areas and find the cheapest prices.
B、Hunt for a place you want and take an average of the places.
C、Search online for the most convenient place.
D、Add on insurance and two-month security deposit.
4、(42秒-55秒）If one search for sale, which of the following elements should one consider as the crucial factors?
A、Down payment, property taxes, location
B、Mortgage, property taxes,insurance
C、Down payment, property taxes, insurance
D、Mortgage, property taxes, location
5、（56秒-1分03秒）When one put the monthly cost of renting or buying a house side by side, which one seems cheaper?
A、Buying a house
B、Buying a house in the best location
C、Renting a house in the best location
D、Renting a house
6、（1分03秒-1分10秒）which of the following should one seriously consider before buying a house EXCEPT?
A、Maintenance fees
B、Closing costs
C、Down payment
D、Market prices
7、(1分14秒-1分18秒）The bright side of buying a house is
A、Properties usually appreciate over time.
B、Properties usually depreciate over time.
C、Properties provide sense of happiness.
D、Properties provide sense of belongings.
8、(1分19秒-1分23秒）The big downside of renting a house is that
A、One might encounter a noisy surroundings in the rented house.
B、One might have to move frequently.
C、One might meet a higher demand for renting prices from the landlord.
D、One might meet a mean landlord.
9、(1分24秒-1分27秒）The last key issue to consider about renting or buying a house is
A、How often do you plan to move your job?
B、How long do you plan to live in your new place?
C、How long do you plan to pay for the rent?
D、How long do you plan to pay of f the mortgage?
10、(1分30-35秒）As a rule, if one want to cover the cost he initially buy a house, how many years can be enough?
A、Three years
B、Five years
C、Fours years
D、Two years
