1、The first Automated Teller Machine (ATM) was used by?
A、Barclays Bank
B、Banca Monte Dei Paschi
C、Lloyds Bank
D、Morgan Stanley
2、The Cruickshank Report was issued in 2000 and highlighted several concerns about the state of the UK banking industry. True or false?
A、对
B、错
3、A forward contract is not traded on a centralized exchange and is therefore regarded as over-the-counter (OTC) instruments. True or false?
A、对
B、错
4、Commercial banks are permitted to create money by allowing multiple claims to assets on deposits. True or false?
A、对
B、错
5、Banks are legally required to keep a certain minimum percentage of all deposit claims as liquid cash. This is called:
A、Deposit ratio
B、Reserve ratio
C、Liquidity ratio
D、Claim ratio
6、Which of the below is not a financial innovation of the last sixty years?
A、ATM
B、Credit card
C、Telephone banking
D、Branch banking
7、Companies rely on investment banks in deciding how to raise capital. True or false?
A、对
B、错
8、Investment banks serve as middlemen between companies and investors when the company wants to borrow loans. True or false?
A、对
B、错
