1、Without insurance, international trade is simply impossible to take place.
A、对
B、错
2、Perils of sea only involves natural calamity.
A、错
B、对
3、Constructive total loss occurs when the vessel or cargo is damaged beyond repair.
A、对
B、错
4、General average refers to the situation when extraordinary sacrifices or expenditures have to be made in order to preserve the imperiled property.
A、错
B、对
5、Partial loss or damage is never recoverable with FPA.
A、错
B、对
6、All of the following are benefits to society that result from insurance EXCEPT（ ）
A、elimination of moral hazard.
B、indemnification for loss.
C、loss prevention
D、less worry and fear.
7、A group of farmers agreed that if any farmer suffered a property loss, the loss would be spread over the entire group. In this way, each farmer is responsible for the average loss of the group rather than the actual loss that the farmer sustained. Wh
A、fortuitous losses
B、risk avoidance
C、pooling of losses
D、indemnification
8、All of the following are characteristics of insurance EXCEPT（ ）
A、pooling of losses
B、payment of fortuitous losses.
C、risk avoidance
D、indemnification
9、The essence of the insurance scheme is that it is a（ ）
A、Accumulation of funds
B、Social science
C、It involves a group of risks
D、Transfer of risk to the whole group
10、Which of the following doesnot belong to natural calamity?
A、fire
B、floating ice
C、earthquake
D、heavy weather
