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1、According to the speaker, under what kind of conditions one can consider to live independently by oneself?

A、You are feeling more pressure about your job
B、You economy is better
C、You’ve got too many brothers and sisters
D、You live in your parent’s sitting room

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2、What is the real situation about renting or buying a house in the United States?

A、In most cases, renting a hosue is 54% more affordable than renting a house
B、In most cases, buying a house is 54% more affordable than renting a house
C、In most cases, finding the right location can help one to buy an affordable house
D、In mo

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3、If on want to rent a house, one should

A、Add on insurance and two-month security deposit.
B、Search in the areas and find the cheapest prices.
C、Hunt for a place you want and take an average of the places.
D、Search online for the most convenient place.

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4、If one search for sale, which of the following elements should one consider as the crucial factors?

A、Mortgage, property taxes, location
B、Down payment, property taxes, insurance
C、Down payment, property taxes, location
D、Mortgage, property taxes,insurance

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5、When one put the monthly cost of renting or buying a house side by side, which one seems cheaper?

A、Buying a house in the best location
B、Renting a house in the best location
C、Renting a house
D、Buying a house

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6、which of the following should one seriously consider before buying a house EXCEPT?

A、Maintenance fees
B、Down payment
C、Closing costs
D、Market prices

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7、The bright side of buying a house is

A、Properties usually appreciate over time.
B、Properties usually depreciate over time.
C、Properties provide sense of belongings.
D、Properties provide sense of happiness.

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8、The big downside of renting a house is that

A、One might meet a higher demand for renting prices from the landlord.
B、One might meet a mean landlord.
C、One might encounter a noisy surroundings in the rented house.
D、One might have to move frequently.

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9、The last key issue to consider about renting or buying a house is

A、How long do you plan to pay for the rent?
B、How long do you plan to live in your new place?
C、How long do you plan to pay of f the mortgage?
D、How often do you plan to move your job?

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10、As a rule, if one want to cover the cost he initially buy a house, how many years can be enough?

A、Three years
B、Five years
C、Two years
D、Fours years

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